Travel insurance is an important part that should be involved when you want to travel both domestically and abroad. The insurance can not only be useful for yourself but also the people who are around you and other things left at home. Choosing the best travel insurance is very important because it is able to provide optimal protection and assurance of guarantee in case of unexpected things during the trip.
Currently, there are still many people who have not realized how important travel insurance when traveling. Even anyone at risk of experiencing the disaster either individually or entourage during the trip. If disaster strikes, material losses are almost inevitable. Under such conditions a person will usually realize how important it is to get travel insurance.
In general, travel insurance has a function almost the same as the insurance in general that is as one form of protection. What distinguishes this insurance with other types of insurance is only valid within a limited period of time during which the premium owner to travel until coming home.
Unfortunately there are still many people who do not know that travel insurance consists of a variety of types. The variety of protection and benefits offered is greatly influenced by the amount of premiums paid. However, the types of benefits normally offered by travel insurance are as follows.
What is covered by travel insurance?
The insurer will provide a sum of money for death or loss of limbs or total paralysis caused by accidents occurring on the way.
Compensation to be provided for personal accidents is usually duplicated if an accident occurs while on a scheduled commercial airplane.
Some travel insurance products provide the benefits of emergency medical expenses. If you get sick while traveling and need a high cost for treatment, then this insurance can provide compensation in accordance with the costs to be paid or in accordance with the maximum amount that has been determined.
Return of the Bodies
Insurance products that bear this usually provide 2 alternative options namely the cost of repatriation of the corpse or burial or cremation or burial at the place of death.
Child Care and Grief Visit
This benefit will be given to one family or relative needed to live together or travel with you while treated abroad.
Some of the best travel insurance products provide 24-hour help for emergencies around the world.
Baggage and Personal Goods
This insurance shall bear the losses arising from damage or loss of luggage during the trip, including any items in it or goods used during the trip. Even some insurance products will provide compensation in case of baggage delay within 12 hours more.
Travel insurance usually offers protection against a number of cases such as replacement of a scorched advance due to matters beyond the policyholder’s authority, flight delays over 12 hours, and accommodation and beverage charges incurred due to continuous flight.
This benefit aims to pay for damages caused by fire upon the insured whole house in an empty position due to the trip being made.