International travel insurance is one important part for you who often travel abroad both for business and traveling. Unfortunately, some Indonesian tourists still often question the importance of such insurance. Not much different from other types of insurance, travel insurance can help protect you in case of accident or bad risks in transit.
Some countries now require tourists to have travel insurance before they arrive in the country such as countries in America and Europe. For those of you who do not have travel insurance, here are some things to know about travel insurance
Type of Travel Insurance
Travel insurance consists of various types and international travel insurance is the most common type. The insurance covers you from various medical risks within a certain period of time. In addition to international travel, there is also annual insurance covering domestic and international travel with various needs throughout the year.
There are some companies that offer special umrah and haj insurance, domestic insurance that protects travels throughout Indonesia, and special student assist insurance for students studying abroad.
How To Apply Travel Insurance
Now, you do not have to bother coming to the insurance office just to register travel insurance. Some companies already serve travel insurance registration online. How to register is very easy. You just need to log in to the travel insurance website and fill out the completed form including filling in the destination country and how long your trip is.
Price and Dependent
Basically the premium paid for travel insurance is small compared to the total cost during the trip. The premium is not even up to 1 percent of travel costs. Prices and insurance charges vary greatly, depending on the selected company.
Travel Insurance Deposits
All travel insurance basically covers the medical costs of tourists during their stay abroad. But there are some additional premiums that can be bought for extra protection such as airplane delay and baggage loss. Such protection is offered by Travellin for the entire package of travel insurance. In addition, some insurance companies are also there that offer protection to the home that is for you who travel and leave the house in the long term.
So for those of you who intend to travel abroad in the near future, it is very important to have international travel insurance as one effort to minimize risk. Indeed, no one expects an accident or loss during the trip. But all the things that are accommodated by this insurance are unexpected things that can not be guessed and can happen to anyone.
In addition to the benefits of protection against lost items or baggage delays, this insurance also provides protection to us in case of unfortunate on the way. Like getting into an accident or getting sick. The protection provided is in the form of coverage of medical expenses. If our condition is severe enough and require a companion while in care, this insurance will also bear the cost of families who come to accompany us.
This insurance also acts as insurance that will provide coverage if in the course of an undesirable event to cause the insured dies or permanent disability.