Many people do not realize the importance of travel insurance when traveling. In fact, it is not impossible that disaster can happen, both individuals and groups, while on the trip. And when a disaster occurs, material losses are almost inevitable. That’s where someone just realizes the importance of travel insurance.
We may already know what the functions and benefits of insurance. Broadly speaking, the function of travel insurance is not much different from ordinary insurance, as one form of protection. The difference is, travel insurance is only valid for a certain period, ie as long as the premium buyer to travel or traveling to go home.
What many people do not know is the number of travel insurance variants. Of course, the various benefits and protections offered are also influenced by the premiums paid. However, in general, the types of benefits often offered by travel insurance are as follows:
How to Sign Up for Travel Insurance
# 1 Accident
A sum of money will be paid for death, loss of limbs, or total paralysis due to accidents occurring during the trip.
# 2 Double closure
Personal accident benefits will be duplicated if an accident occurs while on a scheduled commercial airplane.
# 3 Emergency medical expenses
Some travel insurance products offer emergency treatment benefits, when you get sick while traveling away from home, and require expensive medical expenses.
# 4 Repatriation
Products that bear this problem usually offers two alternatives: the repatriation or cremation or burial costs at the location where the death occurred.
# 5 Benefits of child care and visitation of grief
This is a benefit given to one relative or family, who is required to stay with or travel with you while you are treated abroad.
# 6 Medical evacuation
Some travel insurance products offer 24-hour emergency assistance facilities around the world.
# 7 Baggage and personal items
Travel insurance can bear the losses incurred due to loss or damage to your baggage, including the items in it as well as items that you use during the trip. Some insurance products even provide compensation if there is a delay of baggage more than 12 hours.
# 8 Related trips
Generally, travel insurance also offers protection against some cases such as travel delays (usually transport delays of over 12 hours), reimbursement of the advance of the charred due to matters beyond the control of the policyholder, up to the cost of accommodation, food and beverage arising from flight which is not continuous.
# 9 House protection
This benefit is intended to pay for damage caused by fire on the contents of the house of the insured left empty because of the trip.
Of course, what is offered by the insurance company with each other can be very different. The point is to ask as much and as clearly as possible before buying travel insurance products. ‘Calculate’ which would suit your travel needs. At a glance, travel insurance seems trivial and less urgent. However, it will be different when you travel with a group, and of course … beloved family.