Do you often travel domestically and abroad? Before traveling long distances with your loved ones or with colleagues, it’s a good idea to consider all the unexpected things like accidents, late plane flights, lost important documents, lost bags, lost luggage, and other things that trip your journey.
This can be resolved if you sign up for travel insurance. Lots of advantages and disadvantages gained if you register the insurance so that in the selection of travel insurance companies, you should choose carefully and thoroughly because it concerns your comfort in the journey.
Lots of insurance companies in Indonesia that offer travel insurance, not too many fraud under the guise of insurance so you should be wary of choosing the insurance company.
Best Travel Insurance
For those of you who are confused to decide which company you will choose to bear your trip, here we will give tips and tricks to choose your travel insurance, following information, Tips on choosing travel insurance.
1. Know In Detail What’s Covered By The Company
It’s an obligation for you as a customer to know the details of what is offered by the company. Travel insurance customers must investigate in detail what things are borne by the company, ask also things that are not clear on the part of the company.
2. Know the Time of Insurance Protection
You should as a customer choose travel insurance in accordance with the length of travel time. Travel insurance will bear the worst risk when you travel. Know whether the duration of insurance coverage can only be used one week, 2 weeks, 100 days, or any other time. You should also check whether the insurance can only be used once in a lifetime or can be twice a lifetime. This is very important for you to look at.
3. Know the Extent of Coverage of Insurance Protection
Choose the type of insurance that suits where you travel and what you will do on the trip. If you travel on a high risk, there are some insurance companies that do not want to bear, therefore choose an insurance company that can bear the conditions according to your needs eg if your trip is at risk of accidents on extreme sports, wildlife tours, and or to places dangerous.
4. Consider the Price Offered by Insurance
The price offered by several insurance companies varies, but most premiums incurred for travel insurance usually tend to be small compared to the total cost of travel. Maybe only a few percent. In essence, in choosing travel insurance companies insurance you should consider the premium price, you should consider the price of this premium in accordance with your travel and needs.
5. Know Your Way of Claiming Travel Insurance
If you buy travel insurance products, of course you should look at all the facilities including how insurance claims. Choose insurance-based worldwide provider because it can facilitate you in claiming insurance. If you have an accident while traveling, you just give a letter or insurance card on the medical side, best travel insurance for example.